"Insurance is compulsory for you to study in China", said by Ministry of Education,P.R.China.


According to "Provisions on Higher Education Institutions Requiring Foreign Students to Purchase Insurance", which is published officially since 2008 by the Ministry of Education,PR China, "Insurance is compulsory for you to study in China" , please read the following carefully.


Attachment One: Original Copy of the Provision.

                       


The following is the Interpretation of the main item of Provision above:


  •  From the academic year 2008 and year 2009 on, all Chinese universities must make the requirements that international students who want to study in China or studying in China must  purchase insurance and it is an essential condition for the official university registration.
  •  To ensure that students enjoy a consistent standard of  insurance service, universities must choose an insurance company  approved by China Insurance Regulatory Commission and select out a kind of comprehensive insurance, including the following compulsory contents:
  • 1.  Death Insurance: The Insurance Amount shall not be less than RMB 100000;
  • 2.   Accidental disability insurance: The Insurance Amount shall not be less than RMB 10000;
  • 3.  Hospitalization and Medical Insurance: The Insurance Amount shall not be less than RMB 400000. 


To follow the Provision and to help the international students, SICAS select  some Insurance Packages from some well-known insurance companies in China for your reference, including China Ping An Insurance (Group) Co., Ltd., China Life Insurance Co., Ltd. , andChina Pacific Insurance (Group) Co,, Ltd. .See the following Packages :


 Insurance Package One (Ping An Insurance (Group) Co., Ltd., RMB 800)



Insurance Liabilities(responsibility)

 

RMB Insurance

 Amount (Yuan) RMB



Age 6-69

(International Student)

Insurance Premium

(RMB/year/person)


Liability for Death + Accidental Disability


100000

800 ( ≈USD 125 )

Apply Now 



Medical Treatment for Accidental Injury


20000

Medical Treatment for Outpatient and Emergency(With accumulative deductible of RMB 650, 85% payout and maximum daily reasonable medical expense of RMB 600)

20000


Hospitalization Medical Treatment


400000


Note:   1. "Insurance Liabilities" means insurance responsibilities during the period of insurance.
             2. "Insurance Amount" means once you are involved in some accidents or medical treatments, the money the insurance company will pay you according to the  insurance contract you have signed with the insurance company.
             3. "Insurance Premium" means the money you should pay to the insurance company so that the insurance  company will pay you the "Insurance Amount" when it happens.




 Insurance Package Two  (Ping An Insurance (Group) Co., Ltd., RMB 1000)

      

Insurance Liabilities(responsibility)


RMB Insurance

 Amount (Yuan) RMB


Age 6-69

(International Student)

Insurance Premium

(RMB/year/person)


Liability for Death + Accidental Disability


100000

1000 ( ≈USD 160 )

Apply Now


Medical Treatment for Accidental Injury


20000

Medical Treatment for Outpatient and Emergency(With the daily limit of RMB 600, the insured can enjoy 90% of reimbursement)

20000


Hospitalization Medical Treatment


400000


The Aviation Accident Insurance


400000


Note:   1. "Insurance Liabilities" means insurance responsibilities during the period of insurance.
             2. "Insurance Amount" means once you are involved in some accidents or medical treatments, the money the insurance company will pay you according to the  insurance contract you have signed with the insurance company.
             3. "Insurance Premium" means the money you should pay to the insurance company so that the insurance  company will pay you the "Insurance Amount" when it happens.


  Insurance Package Three (China Life Insurance Co., Ltd., RMB 1000 )

 

Insurance Liabilities(responsibility)


RMB Insurance

 Amount (Yuan) RMB



Age 6-60

      (International Student)

  Insurance Premium

        (RMB/year/person)


Liability for Death + Accidental Disability


160000

                 




          1000 ( ≈USD 160 )

               Apply Now

APPLY NOW 

APPLY NOW 


Hospitalization Medical Treatment


400000

Medical Treatment for Outpatient and Emergency(With accumulative deductible of RMB 400, 85% payout and maximum daily reasonable medical expense of RMB 600

20000


Medical Treatment for Accidental Injury


20000


The Aviation Accident Insurance


300000


Note:   1. "Insurance Liabilities" means insurance responsibilities during the period of insurance.
             2. "Insurance Amount" means once you are involved in some accidents or medical treatments, the money the insurance company will pay you according to the  insurance contract you have signed with the insurance company.
             3. "Insurance Premium" means the money you should pay to the insurance company so that the insurance  company will pay you the "Insurance Amount" when it happens.